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Terms & Conditions

Understanding your rights and responsibilities when using PI Ledger

Last updated: September 2025

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1. Acceptance of Terms

By downloading, installing, or using the PI Ledger mobile application ("App"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the App.

Important: Using the app means you accept all terms outlined in this document.
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2. Description of Service

PI Ledger is a personal financial management application that helps users track expenses, manage budgets, and achieve financial goals. The App is provided by Cyxti Technologies for personal, non-commercial use.

💰 Expense tracking and categorization
📊 Budget management and monitoring
đŸŽ¯ Financial goal setting and tracking
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3. User Responsibilities

As a user of PI Ledger, you agree to the following responsibilities:

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Age Requirement

You must be at least 18 years old to use this App

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Account Security

Maintain confidentiality of your account and credentials

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Accurate Information

Provide accurate and complete information

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Legal Use

Use the App only for legal and authorized purposes

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4. Data and Privacy

đŸ›Ąī¸ Your Privacy is Our Priority

By default, no personal data is shared with us unless you explicitly provide it through feedback forms or support requests. All financial data is stored locally on your device and encrypted for your security.

Please refer to our Privacy Policy for detailed information about data handling.

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5. Intellectual Property

The App and all its content, features, and functionality are owned by Cyxti Technologies and are protected by copyright, trademark, and other intellectual property laws.

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You may not reproduce, distribute, or create derivative works without our written permission.

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6. Disclaimers

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The App is provided "as is" without warranties of any kind

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We do not guarantee the accuracy of financial calculations

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The App is not a substitute for professional financial advice

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We are not responsible for financial decisions made using the App

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7. Limitation of Liability

Cyxti Technologies shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App. Our total liability shall not exceed the amount you paid for the App (if any).

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8. Termination

We may terminate or suspend your access to the App at any time, with or without cause. You may stop using the App at any time by uninstalling it from your device.

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9. Updates and Changes

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Your continued use of the App constitutes acceptance of the modified terms.

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We'll notify users of significant changes via app notifications or email.

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10. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

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Email Support

support@cyxti.com

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Company

Cyxti Technologies